Win The Game. Before Its Even Begun.

Absolutely. We're on a mission to deliver financial security to families navigating life's most important milestones; and that includes families employed by organizations which are yet to offer StorkFund as a benefit. Without an enrolled employer, you will still have access to all of the benefits, resources, earnings, and discounts provided to holders of employer-sponsored StorkFund accounts; however, funds you contribute will not be matched by your employer. We'll do everything in Stork's power to encourage your employer to support you on your path to financial security, as you choose to save early and regularly for your family's milestones.

Given the significant power of compounding, we recommend opening a StorkFund and funding your future possibilities, even if you’re still considering the possibility of having or raising a family of your own or the particular path you may take to expand your family. We believe it's unfair to penalize aspiring parents for proactively planning for an uncertain future, so all vested funds held within your StorkFund are yours to keep and access, however and whenever you see fit; with a few key caveats. To encourage long-term financial growth and to discourage parents and aspiring parents from withdrawing funds for "non-family life-cycle expenses", each StorkFund must remain open for at least one year (including a 90-day cancellation period when the StorkFund is initially created) and funds withdrawn for "non-family life-cycle expenses" after this period will be subject to penalties, depending upon the age of the StorkFund.

A family life-cycle expense is any parenting expense arising during any stage of a family's growth and development. We've provided an indicative list of potential family life-cycle expenses for which funds from your StorkFund may be used, but as many parents and aspiring parents are aware, the list of family life-cycle expenses is exhaustive, personal, nuanced and (potentially) never-ending. We believe we have the broader expense categories and uses identified, including expenses relating to arrival and preparation, fertility and medical, leave and flexible working, childcare and enrichment / extracurricular activities, and future financial planning. However, to achieve our mission of delivering financial security to families navigating life's most important milestones, we'll continue to flexibly apply an expanded assessment of "family life-cycle expenses." If there are any life-cycle expenses which you are particularly passionate or concerned about and which you want to ensure are considered family life-cycle expenses, we'd be happy to hear from you and provide direct eligibility confirmation.

The amount you contribute to your StorkFund each month is entirely up to you; there is no minimum or maximum contribution amount. When you open your StorkFund, you will decide to contribute a fixed percentage (such as 3%) or a fixed amount (such as $500), to be deposited into your StorkFund on each of your pay dates. If your employer is providing StorkFund as a benefit and is therefore matching some, or all, of your contributions, we'd strongly suggest you consider contributing at least as much as your employer will match. Doing so will maximize the total contributions to your StorkFund account each pay date and will enable you to take full advantage of your employer's StorkFund benefit, leaving no "free money" on the proverbial table.

Absolutely. The amount you contribute to your StorkFund each month is entirely up to you and you will be able to notify your employer each time you'd like to increase, decrease, or cancel your contributions. If your employer is providing StorkFund as a benefit and is therefore matching some, or all, of your contributions, we'd strongly suggest you consider contributing at least as much as your employer will match. Doing so will maximize the total contributions to your StorkFund account each pay date, together with the power of compounding, and will enable you to take full advantage of your employer's StorkFund benefit, leaving no "free money" on the proverbial table.